Legal Deadline
Calculators India
Free calculators for Indian consumers — know your exact filing deadlines, eligibility windows, and court fees before you file a complaint.
Cheque Bounce Notice Deadline Calculator
Calculate the 30-day legal notice deadline under Section 138 of the Negotiable Instruments Act after a cheque return memo.
RBI Banking Ombudsman Eligibility Checker
Check if your banking dispute is eligible for the RBI Integrated Ombudsman Scheme (RBIOS) 2021 — based on timeline and dispute type.
Consumer Court Limitation Period Calculator
Calculate the 2-year filing deadline under the Consumer Protection Act, 2019 from your cause of action date.
Consumer Court Fee & Jurisdiction Estimator
Estimate your consumer court filing fee and determine whether your case goes to District, State, or National Commission.
Why Legal Deadlines Matter
Missing a legal deadline can permanently extinguish your right to claim — regardless of how strong your underlying complaint is. Indian consumer law has three critical deadlines that consumers commonly miss:
- 2-year limitation period under the Consumer Protection Act, 2019 — from the date the cause of action arose.
- 30-day cheque bounce notice window under Section 138 NI Act — from receipt of dishonour memo.
- 30-day RBI Ombudsman wait period — must wait 30 days after bank complaint before filing at cms.rbi.org.in.
These calculators help you track your deadlines precisely so you never miss a filing window.
Frequently Asked Questions
What is the limitation period for consumer complaints in India?
Under Section 69 of the Consumer Protection Act, 2019, a consumer complaint must be filed within 2 years from the date on which the cause of action arose. If filed after 2 years, you must give adequate reasons and the forum may condone the delay if satisfied with the explanation.
What is the deadline to send a legal notice for a cheque bounce?
Under Section 138 of the Negotiable Instruments Act, 1881, after receiving the bank's cheque return memo (dishonour memo), you have 30 days to send a legal notice demanding payment. If payment is not made within 15 days of the notice, you can file a criminal complaint (Section 138) within 30 days after that 15-day period expires.
When can I approach the RBI Ombudsman?
You can file at the RBI Integrated Ombudsman (cms.rbi.org.in) when: (a) the bank has not responded to your complaint within 30 days, or (b) you are dissatisfied with the bank's response. The complaint must be filed within 1 year of the bank's final reply or the date you reasonably became aware of the cause for complaint.
Which consumer commission handles my case — District, State, or National?
Claim value up to ₹50 lakh → District Consumer Disputes Redressal Commission (DCDRC). ₹50 lakh to ₹2 crore → State Consumer Disputes Redressal Commission (SCDRC). Above ₹2 crore → National Consumer Disputes Redressal Commission (NCDRC). Use the Fee & Jurisdiction Estimator to calculate automatically.