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Cheque Bounce Notice
Deadline Calculator

Calculate your 30-day legal notice deadline and 15-day payment period under Section 138 of the Negotiable Instruments Act, 1881.

Section 138 NI Act — Key Timelines
  1. Cheque bounces → bank issues dishonour memo (return memo)
  2. Within 30 days of dishonour memo → send legal notice demanding payment
  3. Payee has 15 days from notice receipt to pay
  4. If not paid within 15 days → file complaint within 30 days after expiry of 15-day period

Enter Key Dates

Fill this after sending the notice to calculate the complaint filing deadline.

What to Do Next

1

Draft and send a formal legal notice by Registered Post AD (RPAD) demanding payment within 15 days. The RPAD date is the date you sent the notice.

2

Keep the original postal receipt and the signed RPAD acknowledgement — these prove the notice was sent and received on specific dates.

3

If the cheque-issuer pays within 15 days, the matter is settled. If not, file a criminal complaint under Section 138 NI Act within 30 days after the 15-day period.

4

Separately, you can also file a civil recovery suit for the cheque amount. Both remedies can run concurrently.

Draft Your Cheque Bounce Legal Notice

GetNyay AI generates a complete Section 138 legal notice with correct statutory references, cheque details, and relief demanded.

Draft Legal Notice with AI →
Disclaimer: This calculator provides general guidance based on Section 138 NI Act timelines. Actual deadlines may be affected by court holidays, specific case facts, or judicial orders. Consult a qualified advocate for legal advice specific to your matter. GetNyay is not a law firm and does not provide legal advice.
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